BaFin Licensed · Based in Germany

Debt Collection & Loans — Relentless.
Professional.

Malevolent GmbH is your specialist partner for professional debt recovery and tailored loan solutions in Germany. We collect what you are owed — securely, swiftly, and legally.

€2B+
Debt Recovered
3,200+
Satisfied Clients
94%
Success Rate
4.9% p.a.
Loans From
Services

Complete Solutions for Debt Management & Finance

From the first demand letter to full recovery — everything from a single source.

Out-of-Court Collections

Professional dunning and recovery of outstanding receivables — efficient and fully GDPR-compliant.

  • Demand letters & notices
  • Debtor tracing
  • Credit bureau compliant

Legal Enforcement

Enforcement of payment orders and court-ordered debt recovery by our experienced legal team.

  • Enforcement titles
  • Garnishment & seizure
  • Insolvency proceedings

Personal Loans

Fast and flexible loan solutions for private individuals from 4.9% effective annual interest.

  • €500 – €75,000
  • 12 – 84 month terms
  • Disbursement within 48 hrs

Business Loans

Working capital and investment financing for small and medium-sized enterprises.

  • Up to €2,000,000
  • Fixed & variable rates
  • Custom repayment plans

Debt Purchasing

We purchase your non-performing receivables at fair valuations — immediate liquidity for your business.

  • Instant payout
  • Zero default risk
  • B2B & B2C portfolios

Compliance & Data Protection

All processes adhere to GDPR, BDSG, and BaFin guidelines — fully legally compliant at every step.

  • GDPR-compliant
  • BaFin-regulated
  • Transparent reporting
Rates

Transparent Interest Rates & Fees

No hidden costs. Clear terms in accordance with German pricing regulations.

Personal Loan
from 4.9% p.a.
effective annual rate
Amount€500 – €75,000
Term12 – 84 months
POPULAR
Business Loan
from 5.9% p.a.
effective annual rate
Amount€10,000 – €2,000,000
Term6 – 120 months
Collection Fee
from 12% of
amount recovered
AmountAny claim size
TermSuccess-based

* All figures comply with German pricing regulations (PAngV). The effective annual interest rate is subject to creditworthiness. Representative example: Net loan amount €10,000, term 36 months, fixed borrowing rate 5.2% p.a., effective annual rate 5.9%, monthly instalment €303.10, total amount €10,911.60. Malevolent GmbH, Germany.

Why Malevolent

Relentless. Results-Driven.

We pursue what others walk away from — legally, efficiently, and without compromise.

BaFin Licensed

We are licensed by the German Federal Financial Supervisory Authority (BaFin) and comply with strict German financial regulations.

High Success Rate

94% of our debt collection cases are resolved successfully — well above the industry average.

Expert Legal Team

Our team of specialised solicitors and collections practitioners brings over 15 years of industry experience.

Fair Interest Rates

Competitive terms, clearly disclosed in accordance with German pricing regulations — no surprises.

Our Process

Simple. Transparent. Effective.

Four clear steps to getting your money back.

01

Free Initial Consultation

We analyse your outstanding receivables or loan requirements in a no-obligation introductory call.

02

Mandate & Authority

Upon instruction you receive a transparent fee schedule. We take over immediately.

03

Active Recovery

Out-of-court, through litigation, or via enforcement — we pursue your claims without relenting.

04

Payout & Closure

Recovered funds are transferred to you promptly. You receive a full written closure report.

Testimonials

What Our Clients Say

Trust built on results.

"Malevolent recovered €180,000 in outstanding invoices for us within three weeks — debts that had been open for over a year. Absolutely professional and uncompromising."

KH
Klaus-Dieter Hoffmann
Managing Director, Hoffmann Logistics GmbH

"The loan terms were fair and disbursement came within 48 hours. Malevolent is our go-to partner for short-term liquidity solutions."

SK
Sabine Kübler
CFO, MedTech Rhein AG

"We had persistent debtors across three different federal states. The Malevolent team resolved every single case with efficiency and full legal backing."

TB
Thomas Brandt
Owner, Brandt Real Estate

Stop Waiting on What You Are Owed

Contact us today and find out how Malevolent GmbH can recover your outstanding debts professionally and decisively.

+49 69 12 34 56 789
Contact

Speak with Our Specialists

Fill in the form and a specialist will be in touch within 24 hours.